I’m Going To Get A New Bicycle, I Don’t Want Cheap, But Not Expensive Either & I Need Mudguards & A Carrier

Can someone recommend a quality female bike that's not overpriced please.
I'm not into loads of gears, seven or less is enough.
A basket on the front aswel would be good but not essential, and I prefer the Hybrid style.
I'm in the UK

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Tagged with: Carrier • Cheap • Don't • Either • Expensive • Going • Mudguards • Need • Want • ~bicycle